Donnerstag, 22. Oktober 2015

The difference of digital identity transactions compared to payments

... it is important to realise the difference of digital identity transactions compared to payments. An important consideration is that the value of a digital identity transaction is difficult to determine because of the context sensitivity: the value depends on what you can do with it. Common business models in payments apply a fixed and/or ad valorum fee to transactions. In this way, these business models apply some sort of value based pricing as merchants (or consumers) are likely to accept a higher price for a transaction, as the amount transferred is higher. With digital identity the pricing might be dependent on the value the user and relying parties perceive.
Quelle: Opinion Paper on Digital Identity: ‘From check-out to check-in’

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